How to prevent splitting and cracking and how to remedy it once it happens
Although there are many factors that contribute to splitting and cracking, the main culprit is the large fluctuations in soil moisture content and water availability. Tomatoes require about 1 to 2 inches of water per week in order to ripen. Not only is the amount of water the plant receives important, but the rate at which it is received also impacts whether or not the fruit will split. That’s why consistent and even water content in the soil is key to preventing splitting and cracking. To ensure you are keeping the plant evenly moist, you can use an irrigation system, or if you’re hand watering, try to water very deeply a couple of times a week instead of a little bit every day, as well as keeping the water consistent during droughts. If you are hand watering, you may also want to take a look at the way you water. Instead of overhead watering the foliage, try to water at the base of the plant. When you water overhead and on the foliage, it can not only cause leaf diseases but also reduce the amount of water that actually gets to the roots because of evaporation.
Other things you can do to stop your fruits from splitting are to mulch your garden, which minimizes the amount of evaporation and keeps the soil moisture consistent. Picking the fruits before a storm or large fluctuations in weather can also help prevent splitting, but you will have to ripen them on the counter, which can cause them not to be as flavorful. Sometimes even fertilization can be a factor in splitting, so personally, I put compost down, then cardboard on top to suppress weeds, and finally some mulch to keep all the moisture in and minimize evaporation.
Splitting and cracking are not the only issues that affect tomatoes when there are large fluctuations in temperature and soil moisture. Other issues include blossom end rot, leaf curling, wilt diseases, and even early blight. This is why watering overhead is not recommended because it can cause leaf diseases like these, which can slow the plant's fruit production or just flat-out kill your plant or rot your fruits.
If you think your crop of tomatoes has a disease and want to get it diagnosed, you can reach out to your local extension agent or have it sent in to be tested by a lab.
Sources
Concentric Cracking. (21 C.E., June 3). Gardening Know How. https://www.gardeningknowhow.com/edible/vegetables/tomato/tomato-cracking.htm
Glen, C., & Boone, T. (2020, March 27). What Causes Tomatoes to Crack? What Causes Tomatoes to Crack? | Extension Marketing and Communications. https://pender.ces.ncsu.edu/2020/03/what-causes-tomatoes-to-crack/
Tomatoes: fruit splitting and cracking / RHS Gardening. (n.d.). Tomatoes: Fruit Splitting and Cracking / RHS Gardening. https:///problems/tomatoes-fruit-splitting-and-cracking
Toscano, K. (2022, July 18). Why tomatoes split and how to prevent it. Southern Living. https://www.southernliving.com/garden/edible/why-do-tomatoes-split